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Is there any way possible to combine federal and private student loans?
Hopefully in college told me I would not be able to consolidating all of the road. I federal through the ACS in a total balance of 20K-fixed rate of 7.25%, with monthly payments of $ 130 (However, scheduled to go again soon). Private I by AES in a total balance of 34K-variable rate of 9.97 (which seems quite high), with monthly payments of $ 285 (Not Yet scheduled to rise by another year now). I pay $ 400/mo in only student loans and my car payments, credit cards, and income – is not cutting it. Everyone I've talked to said that there is nothing you can do. Fannie Mae said it may consolidate, but just to make payment once I'm paying monthly total now. How can I consolidate the two into one low payment and long term? Or if they can not, absolutely owe my reconsolidate 9.97% variable rate loan? Note: I am in that plan that is supposed to take a good job in time and gradually increase payments. But we do not have that good work!
Unfortunately can not consolidate their federal student loans private student loans through the FFELP Consolidation Program. I also advise against consolidate their federal student loans private student loans because they lost all federal benefits for Federal loans Students if you do the consolidation of the two types of loans together. He seems to be very interested in private however Consolidation Loan. I hope this help out! For more information about private vs. Federal Student Loan Consolidation please visit the source below.
