Your Questions About Debt Management Center
Daniel asks…
Does anyone know of a legitimate debt management/consolidation company?
We are in debt and I don’t want to file bankruptcy. After all I created the debt so I should pay it, but I also do not want to keep paying the minimum amount due for the rest of my life. I’m thinking of trying credit counseling and debt consolidation. Does anyone know of a good company? I tried my local credit counseling center that is through the government and they were rude and inattentive. I am in the United States. Thanks for the advice.
Joe answers:
The first thing I would try to do is talk to your creditors yourself and see if you can reduce how much you owe. Some allow you to reduce it by 40%.
Explain to them that you want to repay the debt but can’t afford to pay all of that. You have to tell them that you are very close to filling for bankruptcy. If they sense that you are really close to defaulting on debt, then they may work something out since it’s better than nothing. The most important thing is to get everything in writing! Don’t just take their word for it.
If it doesn’t work out with debt consolidation, you can try calling up a debt settlement company, advantage debt settlement 1-866-925-0991. Ask for Bradley or Brian.
Laura asks…
how do i get into a call centre i know my credit rating in bad but i am on a debt management plan?
i am tryring to sort it out i would love to work in one any ideas do i tell then at interview and why do they do credit checks i really need job any ideas guys please
i am applying to one i have applied to before do i tell them at interview i am on a debt managment plan and see what they say or do i leave it
Joe answers:
If you are going into a call center that takes credit information then you will be most likely have your credit checked. What you need to do is tell them ahead of time you had bad credit and are under a debt management plan to resolve it. This may or may not help but that is the best you can do. I hope this helps and wish you all the best in getting the job. Good luck
Sharon asks…
Global Credit Card / Debt Management Service – Companies Doing Fraud?
I am constantly being called by two companies, Global Credit Card and Debt Management Service, these two companies constantly ring me and offer me Credit Cards solutions to help me get out of debt. Now when I wish to enquire about the company, such as the name of the person that I am speaking to, where they are based, a website, a contact telephone number I am told that they do not need to give me that information. Now I don’t know about you guys if you are getting the same kind of nuisance as me but I really want to get these guys caught. Last time I was sucked in, I was offered a pre approved £4000 credit card, when with my credit history I can’t even get a £1000 credit card. So I ask them how can they approve me already, how do they know my details on how they can approve me, I get the response that I am chosen from a selected few to receive this 5 year anniversary offer. Okay so basically I was told that with £2 I can have the pack sent out to me, so I thought why not see what they can offer me, soon as I gave them my details I had £12 taken out of my account. Now the only bit of information that I was given about the company is that they’re on Cleveland Road in London I wouldn’t take that information 100% accurate. They also interrogate you to pay a monthly fee to charity where the person will tell you that you don’t have to contribute, I didn’t want to contribute but this conversation went on for about 20 minutes on the phone as to why I don’t want to pay them and all I got was the vibe that I’m not going anywhere until you pay us the amount.
If you refuse to speak to them once, they will ring you back.
If you offered them your details and they took extra money out and you can’t do nothing about it well they will ring you back under a different company name.
Global Credit Card & Debt Management Services are FRAUD companies.
I repeat they are companies who are doing fraud. Do not give them any information, slowly, slowly they will build up the details of your home, email, work history. With this information they can do anything. Immediately if you think you have been effected change your card, call the report it missing or stolen line at the back of the card and check your statements.
If anything the name of the company will appear on your statement under this name CALLEMATICS LTD. The address for the company is CALLEMATICS LIMITED, 74 Cleveland Street, LONDON, W1T 6NA. But I fear this will only be the name of the company which provides its call centre information
If you have any experiences with this company, please state here.
Joe answers:
This company also stung my wife and i for £20, as luck would have it, we decided to check with our credit card provider within the hour, and got our cards cancelled and new cards issued, but we still got hammered for the above amount.
To google callematics you find it is a non-contactable company, who seem to be a foreign call centre, should we hold them responsible for the fraud on my cards????
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