Your Questions About Personal Loans With Bad Credit
Lisa asks…
are there any places that you would recommend for personal loans with bad credit?
I am looking to get a personal loan but I know that I have bad credit. Does anyone know of any place that I will definitely be able to get a personal loan even with bad credit?
Joe answers:
I have heard cashcall gives personal loans to just about anyone. It is not a pay day loan, and is paid back over time, but the rates are outrageous. Somewhere between 50-99%. A friend of mine had a loan through them for around 2500 and ended up paying back $9000 by the time it was paid off.
Ken asks…
bad credit personal loans with a cosginer?
I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.
Joe answers:
You should try a credit union rather than a bank, they are slightly less restrictive in their less guidelines.
Linda asks…
Do Companies that give bad credit personal loans allowed to ask for a couple months payment up front?
I applied for a bad credit perosnal loan online. A company called Birchmount Lending called stating i was approved for 5000.00, with monthyl payments of 224.54 for 2 years. But since my credit wasnt the best i would have to give them 4 payments upfront. Tell me what you think
Joe answers:
There are 2 very obvious things wrong with this offer first no legit company asks for money up front the other is for your payments to be that low for 24 months your interest rate would have to be around 6%, now think about it doe’s that sound like a bad credit interest rate?
It’s a scam.
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