Your Questions About Debt Management Software

Charles asks…
Is there a free debt collection management software?
I work a heating and air conditioning company, and we do all collections in house. I was wondering if there’s a free software out there that is easy to use to track all my past due accounts and remind me of calls and stuff like that? I just need something a little easier than what we have.
Joe answers:
You aren’t going to find any free software to handle collections. I suggest the best way is to print out an accounts receivable aging every week or two. You should have that software if your accounts are on a computer.
Got thru the AR aging with colored highlighters, marking those accounts you need to call or check on. You can also write notes on the aging. Frankly I found this system to work just as easily as a computer generated call list.

David asks…
I’m looking for an easy to use a debt management software?
I’m just wondering if anyone can recommend me a program where I can put down my monthly income, monthly expenses (debt and normal bills) and that it also calculates how much debt is remaining. Basically I would like to see my debt going down every month in an easy to use program so I can calculate how much time I need to pay everything off.
I already tried Quicken which is a great program but I don’t need anything as complicated or complex as quicken is. I just need to see the balance of my debt and the monthly expenses.
Thank you!
Joe answers:
I work for a company that helps people pay off their debts in 1/2 to 1/3 the time without consolidation loans.
You can get a free analysis to see if you qualify and it will tell you how long it will take to pay off all your debts. They never ask for account numbers or social security information, just the amount and interest rates. They are rated highly with the Better Business Bureau and just won the Ernst & Young Entrepreneur of the Year Award for its region in Financial Services.
If you qualify the program will analyze your income coming in and money going out every day/month and tell you the quickest way to pay off your debt.
Go to www.moneymerge.designingfutures.tv
It is more than just a balance of debt program, and will also let you analyze purchases before you buy to see the best way to purchase it. The overall web-based program is extremely easy to use and updates every time you do a transaction.

Betty asks…
For personal financial management computer programs, are there ones that address debt repayment?
Money management software like Quicken have lots of helpful features but they don’t list anything about repaying debt. I am sure another feature could be used, but it would be nice if there was a program that had that specific feature.
BTW I mean the kind of debt that you don’t get bills for, or ones that you can repay at your own pace…
Joe answers:
Send me an e-mail: vilkri@yahoo.com. We are beta testing an application right now that may help you do that. I am not sure though, because I do not quite understand what you are trying to get from a computer program.
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