Credit Lesson #6, Be Sure To Document!
Always Document Your Credit Repair Efforts
As soon as you have ordered your credit reports and photocopied your order letters and checks, you must create a precise organizational system to track your correspondences with the credit bureaus and your creditors.
Why is this necessary?
Unfortunately, credit items you have worked so hard to remove mysteriously reappear. If this happens, it is usually easy to have the items deleted permanently if you show your complete records on the first removal. Why take a chance? As you proceed through these steps, keep copies and records of all correspondence you send and receive. Copies of all correspondence are a must, as well as notes on all telephone conversations!
Also, if you should encounter any special difficulty and would like help in fixing your credit problems, you will need these records to proceed.
Every time you have a telephone conversation with a creditor, you must document the conversation by recording the name of the person to whom you spoke, his or her position, the date and time of the conversation, what was said in the conversation, and what was agreed upon.
I know it sounds a little daunting which is why I am a big fan of using a reputable credit repair law firm unless you know you will be able to stay on top of all these issues.
Next Lesson: Secrets To Resubmitting A Dispute
-Dave
3118 Sweetwater Spgs Bl, Spring Valley, CA 91977, USA
