Credit Lesson #4, Killer Dispute Letter
A Killer Dispute Letter
This lesson is short and sweet – use the letter template below to remove items from your credit report… this one is a killer for sure!
Your Name 123 Your Street Address Your City, ST 01234 The Credit Bureau Bureau Address Anytown, State 56789
Date
Dear Credit Bureau, This letter is a formal complaint that you are reporting inaccurate credit information.
I am very distressed that you have included the below information in my credit profile due to its damaging effects on my good credit standing. As you are no doubt aware, credit reporting laws ensure that bureaus report only accurate credit information. No doubt the inclusion of this inaccurate information is a mistake on either your or the reporting creditor’s part. Because of the mistakes on my credit report, I have been wrongfully denied credit recently for a , which was highly embarrassing and has negatively impacted my lifestyle. optional With the proof I’m attaching to this letter, I’m sure you’ll agree it needs to be removed ASAP.
The following information therefore needs to be verified and deleted from the report as soon as possible: CREDITOR AGENCY, acct. 123-34567-ABC
Please delete the above information as quickly as possible.
Sincerely, your signature Your Name SSN# 123-45-6789 Attachment included.
Don’t forget to provide proof if you have it!
Next Lesson: What To Expect – Outcomes Of A Dispute
-Dave
